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Thursday, April 25, 2024

4 Instant Buy Now Pay Later Credit Card App will grow in 2022.

Applying for credit card is very long process and require many documentations and verification but now it’s becomes very easy just because of this apps. They are providing you instant buy now pay later credit card with instant approval without any documents on just your pan/addhar number. Also, this credit card is lifetime free with no annual fees, no joining fees, and no hidden charges.

You can enjoy all the benefits of this card without paying any charges and fees. They also provide an attractive offer like buy now pay later, fuel surcharge wavier, 2% cashback, and 1/3 repayment periods without any interest.

Just because of instant credit card approval process and attractive benefits this app will gonna fastly grow in Indian market.

Let’s have look on this instant buy now pay later credit card approval apps offers and benefits.

List of instant buy now pay later credit card app 2022 in India.

1. Postpe – Shop Now Pay Next Month.

Postpe provide you a shopping and payment platform for you shopping and payment transactions. You can pay at anywhere by using postpe card and app. It’s provide you a interest free credit for up to 30 days and also gives an option to convert your bill into low-interest EMIs.


Key benefits and features of Postpe App.

  • Pay using QR code at any bharatpe matchants.
  • Free credit card with instant approval.
  • You can Make POS transactions, online transitions and contactless payment using postpe credit card.
  • Get limit up to 10lac.
  • 2% cashback on all transaction. (100 max per transaction. 1000 max per month)
  • Can send money to friend’s bank account.
  • 30 days interest free credit.
  • Refer and Earn – Invite your friends and earn up to 5% cashback.
  • Easy EMI – Pay in full or convert to low-interest EMIs.
  • No joining fee, No annual fee, No hidden charges.

Official website: https://postpe.app/

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2. Slice – India’s best credit card challenger.

Slice app is a best pay 1/3rd credit card bill payment app that means you can pay your credit card bill in 3 months without any charges. It’s provides you a simple, smart, and transparent app that helps you to track and manage all your expenses and also provides you a discount and cashbacks. They provide you visa prepared credit card for buying and shopping and pay later. Also helps you in build your credit score.


Key benefits and features of Slice App.

  • You can slice your over all bill into 3 moths EMI for free.
  • Upto 2% cashback on every slice transaction.
  • Get instant cashbacks and discounts with slice spark when you shop on Amazon, Flipkart, Myntra, Zomato, Swiggy, MakeMyTrip and many more
  • You can transfer money to bank account or payment account.
  • You can Make POS transactions, online transitions and contactless payment using slice credit card.
  • No credit score requires for apply.
  • Anyone above 18 can apply for slice card.
  • Manage expense using passbook.
  • No joining fee, No annual fee, No hidden charges.

Official website: https://www.sliceit.com/

3. Uni Cards: India’s 1st Pay 1/3rd card.

Uni cards is an india’s first pay 1/3rd credit card. You can pay your monthly credit card bill in 3 parts without any extra charges. This card is accepte at everywhere online or offline where visa debit/credit card is accepted.


Key benefits and features of Uni Cards App.

  • Pay 1/3rd for all your transaction.
  • 1% rewards when you pay in full.
  • Convert your transactions to 6/9/12/18+ EMIs.
  • No hidden charges. (currently No joining fee, No annual fee for beta customer)
  • Instant card within a minutes.
  • You can Make POS transactions, online transitions and contactless payment using Uni credit card.
  • Flexible repayment options.
  • Multiple bill reminder to avoid late fees.

Official website: https://www.uni.cards/

4. OneCard – India’s Mobile First Metal Credit Card.

Onecard is india’s first metal credit card which is made from metal. It is built on the principle of simplicity, transparency and giving control back to user. You can easily apply to this card.


Key benefits and features of OneCard App.

  • Made from metal.
  • Zero joining and annual fee, no hidden charges.
  • 5x reward point on top 2 categories in a month.
  • No reward redemption fee.
  • You can Make POS transactions, online transitions and contactless payment using onecard credit card.
  • Get limits upto 10lac.
  • 1% forex markup fee.

Official website: https://getonecard.app/

This are the top best buy now pay later credit card app for using it in India. You can pay using this card across all over India. You can easily apply for this credit cards from their mobile app by providing your contact details, aadhar card and pan card.

*kindly note that all the details are given in this article is for knowledge purpose. Visit and read all the latest terms and conditions of all cards before applying for it.


Yes, applying on register and trusted app for buy now and pay later option is completely safe.


You need to be at least 18 years and above for applying postpe credit card.

Yes, if you don’t repay your bill after 30 days, they will apply charges on your billed amount.

Slice card and Uni card is the india’s best and first 1/3rd pay credit card.

Postpe, Slice, uni and onecard is the best lifetime free credit card without any joining fees and no hidden charges.

Disclaimer: we always intend to provide you all updated details. But there is a possibility changes in data, rates, charges and fees by bank and issuer company. So kindly refer all the latest data by visiting official website of issuer before applying. We are not responsible for any legal or financial implication in any case.

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