Article Contents Table
American Express
Blue cash preferred card
Welcome Offer:
0% APR and $0 buy now pay later plan free for first 10 months. $300 cashback if you spend $3000 in first 6 months.
| Annual Fee | Joining Fee | Interest Rate(APR) | Credit Score |
|---|---|---|---|
| $95 | $0 | 13.99% to 23.99% annually | Good/Excellent |
Well, Blue cash preferred credit card is a buy now pay later cashback card which is provided by American Express. This card comes with an many cashback offers and luxurious benefits. So, let’s check out all the details of this card.
In this article we will discuss about all the details of this card like key features, benefits, offers and rewards, fees and charges of this card and its reviews which will helps you to decide that you have to apply for this card or not?
Key features of Blue cash preferred card
Key features of blue cash preferred card are:
Pay it plan it
This feature offers you a two easy way to control your purchase repayments.
- Pay it means you can simply select your purchase from American express app and make the payment of the monthly purchase.
- Plan it: mean you can split the total amount of your purchase into monthly payment with a fixed monthly fee without interest charges.
In both way you can earn rewards as normally you earn.
Equinox plus
If you are doing work out at home via Equinoxplus.com so you can use your blue cash preferred card to make payment for Equinox+ at website and you will receive $10 as monthly statement credit per month. That will help you to save $120 in a year.
Spend and Split
With Amex spend and split option you can send money and split you purchases with any other Venmo or PayPal user directly from the Amex app.
Earn more cashback
You can earn more cashback every time when an additional card member makes an eligible purchase with their card in the same way you do on your own purchase. This cashback is received in the form of reward dollars and you can redeem it as a statement credit.
Key benefits of Blue cash preferred card
This card is comes with many benefits so let’s check out some of the important benefits of blue cash preferred card.
Welcome offer
Introductory Buy now, Pay later Plan it
This card offers you a $0 Buy now pay later plan fee for plan created during the first 12 months of account opening. After that it will be charge at 1.33% of each purchase amount moved into a plan.
Introductory APR (annual percentage rate)
This card offers a 0% into APR on purchases for 12 months from the date of account opening. After that it will be charge from 13.99% to 23.99%.
Spend benefit
You can earn $300 back if you spend $3000 in first 6 months of card membership. You will receive this cashback as a statement credit.
Cashback
You can get upto 6% cashback on all of your spends at groceries, shopping, bill payment, subscription payment, travel expenses and other purchases. Cashback will receive in the form of reward dollars that you can redeem as a statement credit.
Travel benefits
Global Assist Hotline
Global assist hotline is available for you when you travel more than 100 miles away from home. You can get 24/7 emergency assistance and coordination services. This service includes emergency cash wires, medical and legal referrals, and missing luggage assistance.
Rental car loss and damage insurance
If you use your card to reserve your rental vehicle then you can get covered for damage or theft of a rental vehicle in a covered territory. Not all vehicle types or rentals are covered and also not available for vehicles ranted in Australia, Italy, and New Zealand. This cover provides secondary coverage and does not include liability coverage.
Shopping Benefits
This card provides you a return protection against your purchases if a seller won’t accept your return in 90 days from the date of purchase which you purchased using American Express card. American Express will refund full purchase price excluding shipping and handling charges upto $300 per item and $1000 per calendar year per card.
Entertainment benefits
With this card you can get exclusive access to ticket presales and card member-only events in your city. For more details of events click here.
This are the benefits of this card. Read terms and conditions of benefits here.
How can you earn cashback on Blue cash preferred card?
You can earn upto 6% cashback on your blue cash preferred card by using it for your daily purchases and payments. Lets see how:
- Get 6% cashback on groceries purchases at U.S supermarkets upto $6000 per year.
- You will get 6% cashback on US streaming subscriptions
- Get 3% cashback on transportation when you use it for taxis, rideshare, parking, tolls, trains, buses and more.
- 3% cashback on every US gas station.
- 2% cashback on all other purchase.
Use your blue cash preferred card to do all above purchase and you can earn cashback on every transaction.
Rates and fees
| Details | Fees |
|---|---|
| APR for Cash Advance | 25.24% |
| Penalty APR | 29.99% |
| Interest free period | 30days + 25days after billing |
| Plan fee | 0% for first 12 month after that 1.33% |
| Annual membership fee | $0 for first year after that $95 |
| Cash advance transaction fee | $10 or 5% of the amount |
| Foreign transaction fee | 2.7% of each transaction |
| Late payment fees | Up to $40 |
| Returned payment fees | Up to $40 |
| Over limit | none |
Reviews of blue cash preferred card
Well, this card comes with a best in class cashback program and returning cashback on every purchases. Also have a buy now pay later plans to carry forward your purchases with lover APR rates.
So, we suggest you that you should apply for this card and enjoy the cashback benefits as statement credit.
FAQ:
How to apply for Blue cash preferred card?
Applying for American Express blue cash preferred card is very easy. Just visit to American Express website and check for pre-qualification of you by entering your details and if you are eligible for this card then you can directly apply for it.
Is American Express Blue Cash Preferred Card worthy?
Yes, blue cash preferred card is worthy because it’s had an excellent cashback program and privileges for card holder.
Grace period of Blue Cash Preferred Card?
Blue cash preferred card had a 30days billing cycle and 25 days to repay your amount of your purchases.
Disclaimer: we always intend to provide you all updated details. But there is a possibility changes in data, rates, charges and fees by bank and issuer company. So kindly refer all the latest data by visiting official website of issuer before applying. We are not responsible for any legal or financial implication in any case.