Article Contents Table
HDFC Bank
Diners Club Black Credit Card
Welcome Offer:
Complimentary annual membership of club Marriott, Forbes, Amazon prime, Zomato pro, MMT Black and times prime.
| Annual Fee | Joining Fee | Interest Rate(APR) | Credit Score |
|---|---|---|---|
| ₹10,000 | ₹10,000 | 1.99 % per month and 23.88% annually | Excellent |
Diners Club Black Credit Card is a super premium category credit card for a customer who want to explore the world. This card is globally belonging and ready to use at anywhere across the world.
So, let check out some important details of this card like, features and benefits, fees and charges, rewards and cashback offer, interest rate, insurance and security etc. before reviewing it.
Key features of HDFC Bank Diners Club Black Credit Card
Here is the list of key features of HDFC Bank Diners Club Black Credit Card.
- Earn 5 reward point on every Rs.150 spent.
- Card holder will get a complimentary annual membership of Club Marriott, Forbes, Amazon prime, Zomato pro, MMT Black, and times prime.
- Also, if you spend ₹80,000 every month then you will receive vouchers of ola cabs/ Cult.fit live/ Bookmyshow/ Tata cliq.
- This card comes with complimentary 6 golf games per quarter at finest courses of world.
- Get exclusive discounts at leading spas, salon, gyms and other wellness retreats.
- Foreign currency markup fees 1.99%.
- 9 lac rupees credit liability cover.
Key Benefits of HDFC Bank Diners Club Black Credit Card
Here is the List of key benefits of HDFC Bank Diners Club Black Credit Card.
Welcome benefits
if you spend 1.5 lac within the first 90 days or paid first year fees then you will get complimentary annual member ship of Club Marriott, Forbes, Amazon prime, Zomato pro, MMT Black, and times prime.
Airport Lounge Access
Diners Club Black Credit Card gives an unlimited airport lounge access to their card holder as compliment. you can visit 1000+ airport lounges of India and outside of India using your priority pass.
This benefit is also available for add on priority pass holders.
Milestone Benefit
Dinners black credit card holders can select monthly two milestone benefits from ola select or cure.fit live 1 month subscription or BookMyShow or TataCliq voucher of ₹500 every month if they spend ₹80,000 in a month.
Annual spend Benefits
if card holder spend ₹8 lakhs annually then they will get complimentary annual member ship of Club Marriott, Forbes, Amazon prime, Zomato pro, MMT Black, and times prime.
Golf Privileges
Diners Club Black Credit Card offers a 6 golf games per quarter at 15 golf courses of India and over a 100 golf courses of world. Also get a 100% green fee waiver at worldwide golf courses at weekdays and weekends.
Fuel Surcharge
Card holder will get 1% fuel surcharge wavier on all transaction minimum ₹400. Maximum surcharge wavier of ₹1000 per statement.
Earn 10x and 2x reward points
Dinners black credit card holder can earn 10x and 2x reward points on there spends. Let see how?
- Get upto 10x reward point when you use your card at selected partner brands of HDFC banks which is updated on HDFC bank website or Smartbuy.
- Get 2x reward points when you spend at restaurant during weekend maximum 1000RP per day on the minimum spend of ₹150. To eligible for it you must have to pay directly using your credit card not from any wallet.
Rewards and cashback offer
rewards and cashback offers of Diners club black credit card:
- You will get 5 rewards points when you spend ₹150.
- upto 10% – 20% instant discount or cashback when you use your card at online shopping websites and shopping malls during the offer periods.
- Earn up to 10x reward point when you use you Diners Club Black Credit Card for your travel and shopping spends at https://offers.smartbuy.hdfcbank.com/diners.
- Get 2x RP on weekend dinning.
Insurance and security
With your Diners Club Black Credit Card, you will get some complimentary insurance and security for yourself. Check out the below list.
- Get upto ₹2 crore Air accidental death cover.
- Upto ₹50 lac emergency overseas hospitalization protection for any medical emergency when you are travelling and outside from your home country.
- Travel insurance cover upto ₹55,000 on baggage delay.
- ₹9 lakh credit liability cover.
Fees, interest rate and Hidden charges
list of fees and hidden charges which is apply on your Diners Club Black Credit Card.
| Annual/Renewal fee | ₹10,000 |
| Minimum Due | 5% or min ₹200 |
| Cash advance limit | 40% of your credit limit |
| Add on card fee | Nil |
| Credit revolving charges | 1.99 % per month and 23.88% annually |
| Auto EMI conversion charges | 20% ROI and ₹99 processing fee |
| Grace day | 3 days from the payment due date |
| Cash advance charges | 2.5% of amount or ₹500 whichever is higher |
| Late payment charges | ₹100 to ₹1300 according to your statement amount |
| Overlimit amount charges | 2.5% of amount or minimum ₹550 |
| Payment returns charges | 2% of amount or min ₹450 |
| ATM or cash withdrawal fees | ₹100 |
| Reward redemption fee | Nill |
| Balance transfer processing charge | 1% of amount or ₹250 whichever is high |
| Loan processing fee | ₹799 – ₹999 |
| Loan preclosure charges | 3% of balance principal outstanding |
| Fuel surcharge | 1% wavier on min ₹400 transaction upto ₹1000 per billing cycle. |
| Reissue of lost, stolen or damage card | ₹100 |
| Forex transaction charges (Foreign Currency Markup) | 1.99% |
Spend condition for waiver of annual charges
if you wish to waiver of next year annual/renewal membership fee of your Diners Club Black Credit Card then you have to spend ₹5,00,000 in a year. Mark that this amount is excluded from transactions like cash on call, balance transfer and cash withdrawal.
Eligibility criteria
If you are thinking to apply for HDFC Bank Diners Club Black Credit Card, then you must have to fulfil these criteria:
- For salaried Indian national requires minimum age of 21 to 60 years with a monthly income of above ₹1.75 lakh per month.
- For self-employed Indian national requires minimum age of 21 to 65 years with an ITR of more then ₹21 lakhs per annum.
Reviews of HDFC Bank Diners Club Black Credit Card
Well, Diners Club Black Credit Card is a super premium credit card which comes with a lot of welcome benefits and milestone benefits. Also, you are earning cashbacks and reward points on each and every spend.
So, if you wish to enjoy annual premium membership of leading services, traveling websites and health wellness websites. So, you can apply for Diners club black credit card.
Reward Point Redemption
You can easily redeem your hdfc bank Diners Club Black Credit Card reward points from smartbuy or by login into your netbanking.
Reward point values and redeem for:
- You will get value of 1RP = ₹1 if you book flight and hotels via smartbuy. Upto 70% of booking values.
- If convert your reward point into Airmiles then you get the value of 1RP=₹1.
- You can redeem your RP at value of 1RP= upto ₹0.50 for product and gift vouchers via netbanking and smartbuy.
- Convert your RP into cashback at the value of 1RP=₹0.30.
Use full details and links
- Official website: www.hdfcbank.com
- Customer care no: 1800 266 3310, 1800 102 3310 (Toll Free)
- Smartbuy Card Offers: Click here
- Golf Privileges: Click here
- Priority pass: www.prioritypass.com
- Lounge Access: Click Here
FAQ:
How to apply for HDFC Bank Diners Club Black Credit Card?
you can directly apply for HDFC Bank Diners Club Black Credit Card by visiting to official website of HDFC bank if you are feeling all the eligibility criteria of card. If you are existing customer of hdfc bank, then you can apply directly thought net banking and also apply offline by visiting the nearest hdfc bank branch.
How to activate my HDFC Bank Diners Club Black Credit Card?
You can easily activate your Diners Club Black Credit Card by visiting to neatest HDFC bank ATM. Generate your credit card pin by entering OTP which you got on your registered mobile number and your card will be activated.
Other method of activating your card Is by login into internet banking of HDFC bank and generate your password online.
How to Block my Diners Club Black Credit Card?
If your card is lost or stolen, you can easily block your card by contacting customer care no 1800-118-887 (Toll Free) and Landline no +91-22-42320226 of HDFC bank. You can also block your credit card by log in into internet banking or mobile app of HDFC bank.
HDFC Bank Diners Club Black Credit Card point validity?
Diners Club Black Credit Card reward points are valid for 3 years after that it will be expired.
How to redeem my Diners Club Black Credit Card reward points?
Redeeming your HDFC Diners Club Black Credit Card reward points is very easy. You can redeem your reward point via netbanking and HDFC smartbuy.
How to pay my HDFC Bank Diners Club Black Credit Card bill?
you can easily pay your Diners Club Black Credit Card bill via following options.
- Mobile banking app
- Net banking
- ATM fund transfer
- Cash
- Cheque
- Auto-pay
- From a non-HDFC bank account
- Other credit card payment app like Paytm, cred, PhonePe etc.
Disclaimer: we always intend to provide you all updated details. But there is a possibility changes in data, rates, charges and fees by bank and issuer company. So kindly refer all the latest data by visiting official website of issuer before applying. We are not responsible for any legal or financial implication in any case.