HDFC Bank Business Regalia Credit Card Editor's Rating★★★★★ Welcome Offer: 2500 reward points on fees payment Annual FeeJoining FeeInterest Rate(APR)Credit Score₹2500₹25003.49% Per month – 41.88% AnnuallyGood/Excellent HDFC Bank Business Regalia Credit Card is a signature category card provided by HDFC bank to their business account holders with a best in class reward points program to earn rewards on their business and personal spends. So, let check out some important details of this card like, features and benefits, fees and charges, rewards and cashback offer, interest rate, insurance and security etc. before reviewing it. Key features of HDFC Bank Business Regalia Credit Card Here is the list of key features of HDFC bank business regalia credit card. Earn 4 reward point on every Rs.150 spent. 5% cashback on bill payments, utility, government transitions and tax payments. (Maximum cashback Rs.150 per statement on minimum monthly spends of Rs.20,000) Current account holders will get double cash back for first on all business essentials upto Rs.1000 per statement. Zero lost card liability on any fraudulent transactions mode on card after reporting the loss. 2% foreign currency markup rates. This card is enabled for contactless payments so you can use your card to make quick transactions. Key Benefits of HDFC Bank Business Regalia Credit Card Here is the List of key benefits of HDFC bank business regalia credit card. Airport Lounge Access Just swipe and get a 12 complimentary lounge access per calendar year within India at both domestic and international terminals using your business regalia credit card. Also provides you a priority pass for self and add on members. So, you and your add on member will get a 6 complimentary lounge access per calendar year outside India. Fuel surcharge waiver 1% fuel surcharge will be waiver at all fuel stations of India when you do minimum ₹400 transition upto ₹250 per statement cycle. Dinning Benefits You can save upto 20% on your dining bills when you pay your bills using dineoutpay. Maximum discount per transaction is ₹1000 and maximum discount per customer per month is ₹1000. Annual spend benefit you can earn 15,000 bonus reward points when you annually spend ₹8,00,000 and 10,000 bonus reward points when you annually spend ₹5,00,000. Your 12 months period start from the card setup or last upgrade/downgrade date. EASYEMI Offers you can convert your overall spend into easyemi without blocking your credit limit and also you can no cost EMI offer when you buy interiors, electronics, furniture, and many more things. Rewards and cashback offer rewards and cashback offers of business regalia credit card: You will get 4 rewards points when you spend ₹150. Also get upto 10% - 20% instant discount or cashback when you use your card at online shopping websites and shopping malls. When you pay your bills and taxes using HDFC smartpay you will get 5% cashback upto ₹150 in a statement cycle. Insurance and security With your business regalia card, you will get some complimentary insurance and security for yourself. Check out the below list. Get upto ₹1cr Air accidental death cover. Upto ₹15 lac emergency overseas hospitalization protection for any medical emergency when you are travelling and outside from your home country. Flight delay cover upto ₹25,000 to primary card holder. Missing of connecting international flight cover upto ₹25,000 for primary card holder. Fees, interest rate and Hidden charges list of fees and hidden charges which is apply on your business regalia credit card. Annual/Renewal fee₹2500Minimum Due5% or min ₹200Cash advance limit40% of your credit limitAdd on card feeNilCredit revolving charges3.49% per month and 41.88% annuallyAuto EMI conversion charges20% ROI and ₹99 processing feeGrace day3 days from the payment due dateCash advance charges2.5% of amount or ₹500 whichever is higherLate payment charges₹100 to ₹1300 according to your statement amountOverlimit amount charges2.5% of amount or minimum ₹550Payment returns charges2% of amount or min ₹450ATM or cash withdrawal fees₹100Reward redemption fee₹99 per redemption requestBalance transfer processing charge1% of amount or ₹250 whichever is highLoan processing fee₹799 - ₹999Loan preclosure charges3% of balance principal outstandingFuel surcharge1% wavier on min ₹400 transaction upto ₹1000 per billing cycle. Reissue of lost, stolen or damage card₹100Forex transaction charges2% Spend condition for waiver of annual charges if you wish to waiver of next year annual/renewal membership fee you have to spend ₹3,00,000. Mark that this amount is excluded from transactions like cash on call, balance transfer and cash withdrawal. Eligibility criteria If you are thinking to apply for HDFC bank business regalia credit card, then you must have to fulfil these criteria: You are Indian citizen. Your age should be a 21yrs to 65 yrs older. Only self employed person can apply this card is not for salaried. Your annual ITR is above ₹12 lac. Reviews of HDFC Bank Business Regalia Credit Card Well business regalia credit card is a luxury business credit card provided by one of the top Indian bank HDFC bank with best in class reward point program which rewards you a points and cashbacks on every spend. You are getting premium air traveling benefits. So, if you are travelling for your business and wants to save on every transaction you should apply for hdfc business regalia credit card. Use full details and links Official website: www.hdfcbank.com Customer care no: 1800 209 4006 (Toll Free) Email ID: firstname.lastname@example.org Card Offers: Click here Priority pass: www.prioritypass.com Lounge Access: Visa Card Master Card Disclaimer: we always intend to provide you all updated details. But there is a possibility changes in data, rates, charges and fees by bank and issuer company. So kindly refer all the latest data by visiting official website of issuer before applying. We are not responsible for any legal or financial implication in any case.